Why do I see an 'in maintenance' message?

The way we connect to bank accounts is done via something called Open Banking APIs, which means we connect via secure channels directly to the banks themselves. 

Banks occasionally make improvements to their service which means you might not be able to connect to your bank or you may see some issues with your account balances/transactions. This is usually for a short period of time so rest assured, your bank should be up and running soon.